Sofia Kovalenko — CLO at Billinary

Sofia Kovalenko

Chief Legal Officer

Chief Legal Officer at Billinary | Crypto-Escrow & Real Asset Transactions | EU Regulatory Compliance

About Sofia

European certified legal professional with a master's degree in law from Taras Shevchenko National University of Kyiv, currently residing in Warsaw, Poland, and serving as Chief Legal Officer at Billinary — a premier crypto-escrow platform incorporated in Luxembourg, enabling the purchase of real-world assets with cryptocurrency across the EU.

Sofia oversees all legal operations: structuring escrow agreements, real asset acquisition frameworks, and regulatory compliance across all 27 EU member states. Her work ensures every transaction — whether in real estate, luxury vehicles, fine art, or jewellery — is legally sound, transparent, and fully protected.

With firsthand understanding of the needs of Eastern European clients navigating asset purchases in the EU, Sofia bridges traditional legal practice with the evolving landscape of digital assets — helping clients convert crypto into real-world value, legally and securely.

Areas of Expertise

Contract Drafting Escrow Agreements AML/KYC Compliance EU Regulatory Frameworks MiCA Cryptocurrency & Digital Asset Law Real Estate Law Cross-Border Legal Structuring Proof of Funds Documentation

Certifications

  • Certificate in Cryptocurrency & Blockchain Law — EUCLID
  • EU AML/KYC Compliance Fundamentals — ACAMS
  • MiCA Regulation & Digital Asset Compliance — European Banking Institute / Coursera

Education

Taras Shevchenko National University of Kyiv — LLM Law

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